Privacy Policy

FinancialSavvy, operated by usconfirmationpush.com ("we," "our," or "us"), is committed to protecting your privacy. This Privacy Policy applies to information we collect when you use our website, mobile applications, and other online products and services (collectively, the "Services") or otherwise interact with us.

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy and, in some cases, we may provide you with additional notice (such as adding a statement to our website or sending you a notification). We encourage you to review the Privacy Policy whenever you access the Services or otherwise interact with us to stay informed about our information practices and the choices available to you.

Information You Provide to Us

We collect information you provide directly to us. For example, we collect information when you:

• Create an account or register for our courses
• Purchase or enroll in educational content
• Complete forms, surveys, or questionnaires
• Participate in interactive features of our courses
• Communicate with us via third-party social media sites
• Request customer support or otherwise contact us

The types of information we may collect include:

• Personal Identifiers: Your name, email address, postal address, phone number, and other similar identifiers
• Account Information: Your username, password, security questions, and preferences
• Financial Information: Payment method details, billing address, and transaction history
• Educational Information: Course progress, completion status, assessment results, and engagement metrics
• Communications: Messages you send us through forms, email, or other channels

Information We Collect Automatically

When you access or use our Services, we automatically collect certain information, including:

• Device Information: We collect information about the device you use to access our Services, including hardware model, operating system and version, unique device identifiers, and mobile network information.
• Log Information: We collect log information when you use our Services, including access times, pages viewed, IP address, and the page you visited before navigating to our Services.
• Usage Information: We collect information about your use of our Services, such as the features you use, the links you click, and your interactions with our educational content.
• Location Information: We may collect information about your approximate location each time you access or use our website or mobile applications.

Information Collected from Other Sources

We may also obtain information from other sources and combine that with information we collect through our Services. For example, if you create or log into your account through a social media site, we will have access to certain information from that site, such as your name and account information, in accordance with the authorization procedures determined by such social media site.

We use information we collect for various purposes, including to:

• Provide, maintain, and improve our Services
• Process transactions and send related information, including confirmations, receipts, and service notifications
• Deliver educational content, monitor course progress, and provide feedback
• Personalize your experience and deliver content relevant to your interests
• Send you technical notices, updates, security alerts, support messages, and administrative notifications
• Respond to your comments, questions, and customer service requests
• Communicate with you about products, services, offers, promotions, and events, and provide news and information we think will be of interest to you
• Monitor and analyze trends, usage, and activities in connection with our Services
• Detect, investigate, and prevent fraudulent transactions, unauthorized access to our Services, and other illegal activities
• Personalize and improve the Services, including content, features, and advertisements on our site
• Facilitate contests, sweepstakes, and promotions and process and deliver entries and rewards
• Comply with legal obligations and enforce our terms and policies

We may share information about you in the following circumstances or as otherwise described in this policy:

• With Service Providers: We may share your information with vendors, consultants, and other service providers who need access to such information to carry out work on our behalf. These include payment processors, cloud hosting providers, email service providers, analytics companies, and customer support services.
• For Legal Reasons: We may disclose your information if we believe that disclosure is required by law, regulation, or legal process, or in connection with a legal investigation. This includes responding to legal requests from public and government authorities, and to protect our rights, privacy, safety, or property, and that of our customers and the public.
• During Business Transfers: We may share your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.
• With Your Consent: We may share information with third parties when you direct us to do so or otherwise provide consent.
• Aggregated or De-identified Information: We may share aggregated or de-identified information, which cannot reasonably be used to identify you, with third parties for research, marketing, analytics, and other purposes.

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent.

We and our service providers use various technologies to collect information, including cookies and web beacons. Cookies are small data files stored on your hard drive or in device memory that help us improve our Services and your experience, see which areas and features of our Services are popular, and count visits. Web beacons (also known as "pixel tags" or "clear GIFs") are electronic images that we use on our Services and in our emails to help deliver cookies, count visits, and understand usage and campaign effectiveness.

We use these technologies for several purposes, such as:

• Remembering your preferences and settings
• Keeping track of your completed lessons and progress
• Understanding how you use our Services
• Improving our Services and user experience
• Managing our marketing efforts

For more detailed information about our use of cookies and similar technologies, including your choices regarding these technologies, please refer to our Cookie Policy.

We take reasonable measures to help protect information about you from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. These measures include:

• Encrypting your personal information in transit and at rest
• Implementing access controls for our systems and databases
• Conducting regular security assessments and testing
• Training our employees on privacy and security best practices
• Maintaining physical security of our facilities

However, no security system is impenetrable, and we cannot guarantee the security of our systems or your information. In the event of a breach of your personal information, we will notify you as required by applicable law.

Depending on your location, you may have certain rights regarding your personal information. These may include:

• Access: You can request a copy of the personal information we hold about you.
• Correction: You can ask us to correct inaccurate or incomplete information.
• Deletion: In certain circumstances, you can ask us to delete your personal information.
• Restriction: You can ask us to restrict the processing of your personal information.
• Data Portability: You can request a copy of your data in a structured, commonly used, and machine-readable format.
• Objection: You can object to our processing of your personal information.
• Withdraw Consent: Where we rely on your consent to process your personal information, you can withdraw that consent at any time.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request within the timeframe required by applicable law.

Please note that we may need to verify your identity before processing your request, and in some cases, we may need to keep certain information for recordkeeping purposes, to complete transactions, or to comply with our legal obligations.

Our Services are not directed to children under the age of 18, and we do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will promptly take steps to delete such information from our records.

If you are a parent or guardian and you believe that your child has provided us with personal information without your consent, please contact us at the address provided in the "Contact Us" section below.

We are based in the United States and the information we collect is governed by U.S. law. If you are accessing our Services from outside the United States, please be aware that information collected through the Services may be transferred to, processed, stored, and used in the United States and other jurisdictions. Data protection laws in the U.S. and other jurisdictions may be different from those of your country of residence.

If you are in the European Economic Area, United Kingdom, or Switzerland, we comply with applicable data protection laws when transferring your personal information outside of these areas. This may include:

• Transferring data to countries that have been recognized as providing an adequate level of legal protection
• Using specific contracts approved for use in the EU that give personal data the same protection it has in the EU

We store the information we collect about you for as long as is necessary for the purposes for which we collected it or for other legitimate business purposes, including to meet our legal, regulatory, or other compliance obligations.

The criteria used to determine our retention periods include:

• The length of time we have an ongoing relationship with you and provide the Services to you
• Whether there is a legal or business obligation to which we are subject
• Whether retention is advisable in light of our legal position (such as for statutes of limitations, litigation, or regulatory investigations)

When we no longer need to use your information, we will securely delete or anonymize it so that it can no longer be associated with you.

We may update this Privacy Policy from time to time to reflect changes to our information practices. If we make material changes, we will notify you by updating the date at the top of this policy and, in some cases, we may provide you with additional notice (such as adding a statement to our website or sending you a notification).

We encourage you to review this Privacy Policy periodically to stay informed about our information practices and the choices available to you.

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

We will respond to your request within the timeframe required by applicable law.